At my friend's party during Chinese New Year, we played cards. My friend ripped one card. He wouldn't agree to pay the older kid for 1 card he ripped. Then, the older kid talks about the 4 stages.
1. If you don't pay it back, you will be sad
2. Then, your family will die.
3. Soon, your house will fall down.
4. The scariest and most painful, PENIS INVERSION. he described it in great detail about how painful it is and how it will turn inside out and become a vagina.