What is the point of having a central account for the funds? I haven't seen them used. I honestly think it would be better to just encourage people to directly send the money themselves.
The other one was not used because Arun's account was frozen for 180 Days when this is lifted we will immediately send the money to Charity decided by the majority. This is also a reason why we no longer use Paypal. While I agree that simply giving is a great way to donate, we are also providing another option for people who can not - In addition when more money is compiled it "seems" more significant (There are also organizations that do not allow anything else than a certain amount). We are in no way saying, Do not directly donate as well. Thank you for asking!