You wan't to slowly build up tolerance to your fear.
You want to fuck a bad bitch, start by fucking easy bitches.
Build up your confidence. Then come back to face your fear.
I.e. my brother dislocated his shoulder and didn't have insurance, he went back home and stayed for 2 weeks. You need allot of help with a bad arm and our parents helped him during that time. If you completely disconnect yourself from them, when you fall into hard times your going to have a bad time.
Interview your potential roomates (drugs, sex orientation, cleanliness, hobies,job). And don't take the apartment out in your name, when your friends comes up with money issues, you'll still be stuck with the payment, if you miss payments it will fuck up your credit history. And don't be the asshole roomate without your payments the first of the month (pay that shit in advance).
Don't move out by yourself, much more expensive and not that safe brah brah since you'll most likely not be in a good neighborhood. Unless your a baller
Side Note:Invest in a side arm.
Who are you?