Alright so I sold an account for realm of the mad god about 1 and a half months ago, and he ended up charging me back. I had a -120 USD Balance on my PayPal, and it got limited so I didn't use it anymore. Well yesterday, I just received a letter from the ACI debt collection agency demanding 120 USD. I am wondering what to do now, because I don't have that type of money to send to them. Should I just ignore it, or should I borrow some money from my brother in order to send the money through the mail to them. I'm fourteen and I really don't know what to do. I live in Hawaii so would they send somebody to get money from me? Any help is really appreciated ;.;