[Help] Scammed | Paypal Balance Negative -$700.00+ | Potential Collection Effort :(

[Punkie]

Hello MPGH Community,



Recently, I've been involved in a large amount of charge backs, the most recent ones were pretty huge. I intially started selling on MPGH to help raise funds for my sister's education. She is currently at a 2nd grade level while in Sophmore standing in High School. In other words, my sister is special needs. Small chargebacks were somewhat bare-able. However, at this time I don't think I can withstand such huge losses. I am not just asking for donations, though it would be helpful and appreciated. I'm asking for any and all help I can get to recover my balance to positive to avoid going into debt and potentially ruining my credit score due to being scammed.

I've tried to resolve the dispute with Paypal, but I am told my transactions are not covered by their policy and they automatically favored the buyer due to this.

I'm just lost in words, do scammers really think products, services, and money grow on trees? I treated all of my customer politely and respectfully throughout my run in the market place.

I just want back, equivalent for what I sold. If anyone can help me recover my funds please let me know.
Or even advice on ways I can quickly make money to pay off the negative balance as a result of being scammed.

Here are pictures of the scammer, Andrew Chang .











I made the decision to request and pleed for help after reciving this message from Paypal:

"It is very important that you address the balance on your account today to ensure continued availability of your PayPal Account and to avoid additional collection efforts."

I've also found the following information

The Harker School
San Jose, California
2015 to 2019 · San Jose, California
Middle School: Harker School
School Email & Paypal Login Email: 19andrewc@students.harker.org
Hobbies: Robotics
Clubs: Harker Chinese Club Education 
Interest: Pokemon, Science, Forensics 
Potential Colleges: Lynfield College, Harvard College, Stanford
Teams: LA Lakers, Golden State Warriors
Music: Eminem
Mentor: Wei Shao who lives in San Jose, California , Sons: Gene Wang (https://www.facebook.com/gwang0136 ) & Ray Wang (https://www.facebook.com/ray.wang.146069)

Friends: David Zhu, Gene Wang, Hasan Jamal, Kaity Gee, Erana Wan, Sophia Horng, Karan Walia, Norman Garcia, Timmy Chang, Jacob Kim, Michael Sikand, Maxwell Woehrmann, Alex Lu, Aashe Sreekumar, Austin Hou, Floyd Gordon, Jennifer HayashI, Justin Su, Kai Franz, Jenna Lawl, Kevin Vinke Xu, Taylor Lam, Austin Hou, Elizabeth Yang, Shikhar Solanki Shomrik Mondal , Kathleen Cheng, Katherine Tian, Aaron Smith, Vance Hirota, Kobe Howard, Richa Bhattacharya, Esha Deokar, Richard Wang, Helen Yang

Family Members:	
Paul Lee
Alias: 李金麟
Uncle
High School - https://www.facebook.com/pages/%E5%B7%A6%E7%87%9F%E9%AB%98%E4%B8%AD/116120701732185?ref=br_rs (左營高中)
Location: Lives in Tainan, Taiwan From Kaohsiung, Taiwan
Brother in Law - https://www.facebook.com/FLYINGENERAL (森源)
Brother in Law’s Occupations: https://www.facebook.com/pages/%E8%8F%AF%E5%A8%81%E8%91%9B%E7%91%9E%E5%BB%A3%E5%91%8A%E5%85%AC%E5%8F%B8/245641955585408?rf=513293718757411 (Taipei, Taiwan), https://www.facebook.com/pages/%E6%96%B0%E4%BC%A0/123494387667337 
Brother in Law’s Education: Chinese Culture University , https://www.facebook.com/pages/Chinese-Culture-University/108456819178791?rf=106012612763858 ( +886 2 2861 0511 , https://www.pccu.edu.tw/ ) , https://www.facebook.com/jianguohighschool/?rf=143502535713010 jianguohighschool 
Brother in Law’s Location: Lives in Shanghai, China From Taipei Taiwan
 

以敏郁
Aunt
Formosean Aron De LeLac
Cousin
Christine Chin
Cousin
Nina Chin
Family member
Peggy Chang
Family member
Ray Chang
Family member
Eric Wang

His Birthday is May 12. As for the year I'm unsure. What I do know is he was ethier born in 1991 or he provided false information and he will graduate in 2018/2019.

School URL: https://www.harker.org/upper-school
Skype: ******Andrew.awesomedood

Thank you all for your help & support. /bow

[Royce]

Hit up his family members and tell the lil ****** to give you your money back, what the hell did she buy that was 700??

[Punkie]

Hit up his family members and tell the lil ****** to give you your money back, what the hell did she buy that was 700??

Hi @Royce

At first, just $25.00 exchange Paypal -> Bitcoin. Then after several $100.00 transactions and an $200.00 transaction. I'll try see if I can find emails or phone numbers for his family members or himself, I'm having a hard time with find them.

Thanks for your advice. /bow

[Digital]

What this guy did is completely outrageous. Sorry for the loss man

[Punkie]

What this guy did is completely outrageous. Sorry for the loss man

Hi @Elitist07 ,

Your kind words are also appreciated. I wish you luck in all your future endevours. I'm glad you understand my situation, it really is outrageous and tragic. /bow

[Hentai]

Did you use legit info for the PayPal, if not simply start over, and this time make sure to keep your money on another account,bank or even Bitcoin to be safe as Fck. Since I got chargeback quite a lot too, I simply converted them to Bitcoin and now i feel safe as ever.

[Punkie]

Did you use legit info for the PayPal, if not simply start over, and this time make sure to keep your money on another account,bank or even Bitcoin to be safe as Fck. Since I got chargeback quite a lot too, I simply converted them to Bitcoin and now i feel safe as ever.

Hi @Heaven,

Sadly I used legit information for my Paypal account. I now wish I hadn't because I've researched online Paypal does forward negative balance to collection agencies. I don't know what to do now... I provided the product & service, but payment is now reversed.

I'll keep your advice in mind for the future though. Thank you. /bow

[Hentai]

Hi @Heaven,

Sadly I used legit information for my Paypal account. I now wish I hadn't because I've researched online Paypal does forward negative balance to collection agencies. I don't know what to do now... I provided the product & service, but payment is now reversed.

I'll keep your advice in mind for the future though. Thank you. /bow

Since you used your personal info, simply call paypal and tell them he scammed you. and I prefer you to get a proxy and use an alt paypal, so ask them to send it to the alt and from alt to main, and even if he chargebacks, since there is no money , and since it is alt, he'll simply fuck it up.

[Punkie]

Hi @Heaven,

I'll try ring up Paypal, hopefully they can help me out. As the dispute/claim was concluded in the buyers favor. It was very weird for me, as I have the transaction records for the Bitcoin confirmations, which I provided. Thank you for your great advice!

/bow

- - - Updated - - -
@Heaven I used Paypal Gift and I sold a digital good (bitcoin), what should I tell them? Thanks for all the help btw.

[Hentai]

Hi @Heaven,

I'll try ring up Paypal, hopefully they can help me out. As the dispute/claim was concluded in the buyers favor. It was very weird for me, as I have the transaction records for the Bitcoin confirmations, which I provided. Thank you for your great advice!

/bow

- - - Updated - - -
@Heaven I used Paypal Gift and I sold a digital good (bitcoin), what should I tell them? Thanks for all the help btw.

Np, I am quite experienced with this case this I had this myself, of course I wasn't at -$700 but still money is money
so when trading in the note section did you ask your customers to write exchange? or something like that?

[Felix]

@Punkie

Andrew Chang is a scammer. Yes, he charges back on tons of things. He scammed someone in the MP a while back and was banned. He scammed on behalf of @Gazz if I so recall correctly.

[Punkie]

Np, I am quite experienced with this case this I had this myself, of course I wasn't at -$700 but still money is money
so when trading in the note section did you ask your customers to write exchange? or something like that?

I don't ask my customers to write notes. The few times I did, none of them wrote the notes, sadly.

- - - Updated - - -

@Punkie

Andrew Chang is a scammer. Yes, he charges back on tons of things. He scammed someone in the MP a while back and was banned. He scammed on behalf of @Gazz if I so recall correctly.

Hi @Arioch,

Thanks for letting me know.
If we all called his school, do you think this would work out? I really don't want to go into debt or ruin my credit score. I did some digging and Paypal does forward negative balance to collection agencies...

[[MPGH]Ahl]

Man he was a real dick to you...

Hope PayPal sorts things out for you

[Hentai]

I don't ask my customers to write notes. The few times I did, none of them wrote the notes, sadly.

- - - Updated - - -



If we all called his school, do you think this would work out? I really don't want to go into debt or ruin my credit score. I did some digging and Paypal does forward negative balance to collection agencies...

be sure to ask them too, just incase this happens again.

[Felix]

I don't ask my customers to write notes. The few times I did, none of them wrote the notes, sadly.

- - - Updated - - -



If we all called his school, do you think this would work out? I really don't want to go into debt or ruin my credit score. I did some digging and Paypal does forward negative balance to collection agencies...

Upper School
500 Saratoga Ave., San Jose, CA 95129
Phone: 408.249.2510 | Fax: 408.984.2325

Middle School
3800 Blackford Ave., San Jose, CA 95117
Phone: 408.248.2510 | Fax: 408.248.2502

Lower School
4300 Bucknall Rd., San Jose, CA 95130
Phone: 408.871.4600 | Fax: 408.871.4320

Preschool
4525 Union Ave., San Jose, CA 95124
Phone: 408.553.5700 | Fax: 408.559.2014

There are the schools contact numbers. Call in about him and report his behavior. Threaten to call the police etc and tell them you would like to talk to his parents about it and to email them to call the school and explain to them what happened.