Yes! The exact same! If you don't mind, could you sign up with my link? If you send $50, you and I both get $10 free which you can either spend with that virtual CC or withdraw to your bank. You also get a payment address so people can pay you through iMessage as well using $NAME. Same way PayPal.me works. Here's mine for reference:
https://cash.me/$Brxan. Other people don't need the app or an account to pay you. No fees.
Here's my link:
https://cash.me/app/NDDMMHJ
P.S. If you haven't noticed, it's an app on your phone, there's a webapp version at cash.me/ but not many features. You can send and receive with it and cash out as well.