Don't worry, I start a full time job on Monday and I'll be earning around $4K a month, so there'll be plenty of money to spend on the S2K Gonnae use the first paycheck to buy of my computer parts, then I'll get the S2K, then I'll save the rest until I get the 2nd year contract.
I personally would always go with EVGA cards, especially now with real lifetime warranty that covers second hand buying. They also have the best RMA and customer support service IMO.