No of course not, If you don't have any mods installed and someone drops you money there is no ban risk.
Click here to purchase services of the community, no ban risk at all.
Or just wait for someone to drop money on you, but remember, if you don't want to be ban, there has to be no scripthook or similar stuff in your game main folder, as soon as you launch the game with a mod in the main folder, there is a ban risk if you go online.