Yes, they both will be banned.
If you have a mod menu on your directory, you go online with a bypassed scripthook, and some random modder drops money on you, you will be banned too.
If you watch all the threads for the money drops services here, all the trustable mpgh users tell you that is very important that you never mod with your account or that you have never mod in the past on the online gameplay.
R* stated a few months ago that if you recive modded money, and you didn't do anything wrong, you are safe. But the new anti-cheat system it's a bitch and fucks you up even if you never run scripts online and someone else gives you modded money.