haha, thanks searched for exactly this
Very Simple.
Make sure you have a blank background, no fill or anything.
Place your picture down and widen it out.
Grab your text tool and right whatever you like.
Position it then drag it underneath of the picture underneath the bar.
Right click the picture on the bar thing.
Select: Create Clipping Mark.
WALLAHHH.
Now, move your picture around until you think it looks good.
Add some bevel and emboss for better looking effects.
(Right click text > Blending Options > Bevel and Emboss)
haha, thanks searched for exactly this
Thanks man i was looking for something like this