Hey dude! I would recommend to try refunding, since you have money to invest. You could try for yourself, or use a service available here on MPGH.
Why refunding, you might ask. Well because some people have a pretty solid success rate & you can profit a lot while refunding, and it's really simple.
There are tons of ways to make money, online or offline. Refunding is really, not a stable way (at least for me). I encourage you and anyone else, to check out my sig. There are a few oppurtunities there for you.