OP, I am also going to say invest. But here is the thing MOST individual investors don't beat the market. So my advice is to put it into a vanguard index like VTI or VOO. I personally recommend VTI. You will get a solid return over a rolling 15 year period of 11 percent. That is low for people who DO beat the index but keep in mind even most hedge fund managers don't beat indexes, so how can these dumbasses on MPGH? You can learn on the side and improve overtime and can shift to individual investing but for now I would recommend just dumping it into a index fund.
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