Thread: Got a job!

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  1. #1
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    Got a job!

    So some quick updates on my life

    I graduated and got a new job (FINALLY): Pay is $70k for a tactical purchasing analyst
    I am close on closing my first rental property (i got preapproved and I threw a offer for a duplex): Cashflow on this puppy will be like $3000 a year after expenses
    I also am close to hitting 20k ish with FBA (thats is take home pay WITHOUT taxes taken out)
    ---------------------------------------------------
    Total take home pay before taxes: $90kish (depending on my fba business it will be more).

    Hella close to 100k LETS FUCKING GO

    I have no debt like student loans, car, etc. After rothira, 401k, savings and investment, and rental proprerty saving (for my next proprety). I will have a good junk left. This also accounts for utiliites, 6 month savings, random expenses that might come up,etc. I am buying a second hand prius that will cost like 6-7k so not happy about that but what ya gonna do.

    I should have like 10k left yearly for social activies like tennis and skydiving. PUMPED. (HOPEFULLY MORE WITH FBA)

    Still hella behind all you guys but i am getting there.
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    Invest all your money, keep 3 months worth of expenses in your checkings, and open a credit card or two, money in the bank is at risk of inflation money that works for you could offset any inflationary expenses




    THE EYES OF THE DAVESTAPO ARE UPON YOU. ANY WRONG YOU DO WE ARE GONNA SEE, WHEN YOU'RE ON MPGH, LOOK BEHIND YOU, 'CAUSE THATS WHERE WE GONNA BE




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    Idk what a FBA is, but remember to max out them retirement options.
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    Too american for me, explain the following please:
    What do you mean by cashflow on your rental property? You're paying 250 a month or?
    Glad to see you're doing good with FBA, what do you sell?

    I don't know if you're hella behind us, I own a 280k property with a mortgage, a 15K vehicle and have about 25k of savings, not sure how much further up ahead I am, lol. I don't have 100K in my bank. You sound like you're alot younger than me, I'm already 25 years old.
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    Quote Originally Posted by Snake View Post
    Too american for me, explain the following please:
    What do you mean by cashflow on your rental property? You're paying 250 a month or?
    Glad to see you're doing good with FBA, what do you sell?

    I don't know if you're hella behind us, I own a 280k property with a mortgage, a 15K vehicle and have about 25k of savings, not sure how much further up ahead I am, lol. I don't have 100K in my bank. You sound like you're alot younger than me, I'm already 25 years old.
    Don't worry about others my man. You're doing great. Life is all about self-improvement. I am 23 and still have one full year of college to complete. We gotta keep our chins up and take our time.

    Edit: Forgot to say congrats on getting a job. That's an amazing achievement. Better save your money for the future, or you will regret it.
    Last edited by killingspree888; 12-25-2021 at 04:28 PM.

  7. #7
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    Quote Originally Posted by killingspree888 View Post


    Don't worry about others my man. You're doing great. Life is all about self-improvement. I am 23 and still have one full year of college to complete. We gotta keep our chins up and take our time.

    Edit: Forgot to say congrats on getting a job. That's an amazing achievement. Better save your money for the future, or you will regret it.
    I’m not worried my brother, life is not about monetary value, it’s about being safe with money so you can enjoy and live life the way you like to.
    Good luck in college, the real challenge called life awaits you but you sound like you’re gonna do fine in life.

    I also forgot to say congratulations, if I could give a tip: never put your job above your health, that goes for mental and physical health.
    Leave toxic workplaces, better to do manual labor with a good reliable and understanding team compared to going to work in fancy shoes and sipping coffee at the desk where you don’t feel welcomed and appreciated.
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    killingspree888 (12-25-2021)

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    Congrats on that new job. Starting the new year well.

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    Congrats man, all the best!

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    Quote Originally Posted by Bernard View Post
    Idk what a FBA is, but remember to max out them retirement options.
    FBA is a FSA analogue, another type of Flex benefit/savings plan




    THE EYES OF THE DAVESTAPO ARE UPON YOU. ANY WRONG YOU DO WE ARE GONNA SEE, WHEN YOU'RE ON MPGH, LOOK BEHIND YOU, 'CAUSE THATS WHERE WE GONNA BE




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    Quote Originally Posted by Jov View Post
    FBA is a FSA analogue, another type of Flex benefit/savings plan
    Oh what, how does that work?
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  14. #13
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    Quote Originally Posted by Jov View Post
    FBA is a FSA analogue, another type of Flex benefit/savings plan
    Quote Originally Posted by Snake View Post


    Oh what, how does that work?
    FBA is fufilled by Amazon. I basically do retail arbitrage where I buy stuff at a cheaper price and send it into amazon's warehouse. When it sells they take their fees and give me the rest. Next step from here is to be a wholeseller or online arbitrage at volume.
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  15. #14
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    Quote Originally Posted by Snake View Post


    Oh what, how does that work?
    well in his case its some sort of amazon thing, but the FBA i know when it comes to jobs is Flex savings/spending accounts are savings accounts sanctioned and sponsored by your employer that help you pay out on your medical/dental needs, also puts money back into your pocket, its called Flex benefits account sometimes. theres HSA savings, and HSA child care/pre care/HSA day care that helps you pay for ur childrens needs, it uses in most cases employees money they chose to set aside from eligible paycheck, sometimes with a employer contribution.

    - - - Updated - - -

    Also OP you should consider putting down for a mortgage on a house if you are in a affordable area, im in the midwest and it was hella affordable but last two years prices have jacked up significantly the house i paid 300 for is now worth almost 500k housing market is hot still and you remain at risk of being priced out. gen zers and newer kids are at risk of living the rest of their lives renting for higher and higher amounts and not owning anything. even owning 1/3 equity in a house is worth more than renting.




    THE EYES OF THE DAVESTAPO ARE UPON YOU. ANY WRONG YOU DO WE ARE GONNA SEE, WHEN YOU'RE ON MPGH, LOOK BEHIND YOU, 'CAUSE THATS WHERE WE GONNA BE




  16. #15
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    congrats buddy. happy for u
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