Loan Questions and Help

[Ecliippse]

**I am looking for advice**

Hey everybody, I don't think this is the right section of the forums for this, but the show goes on.

Last year I recently found a somewhat stable job. I wasn't really ever given money that I can spend freely as a teenager. So what do you expect I did? I blew through it. However, recently due to the fact my job has been cancelled due to the COVID-19 pandemic and my job is considered "part-time". I no longer have the funds that I thought I had to pay for certain items. Without my brain working properly, the product fees went through due to the fact I forgot to cancel some subscriptions and didn't bother to check my balance. [note: this was a really well paying job, especially with no past experience] My bank [CHASE] charges a insufficient funds fee - $35. Finally, I looked at my bank account to see I have made 2 payments with insufficient funds. These two payments were around $10 bringing my grand total debt to $90. I know, fucking brilliant me. However, all the money I have managed to collect from family and friends brought me to a $35 debt. Pretty good, right? Well not yet.... I have begged every person I could of before my bank starts to charge me for going too long without a positive balance. Pretty scary for a person who didn't know how powerful money is and how the people put value to money.

TL;DR (cont.) I am in debt and need advice for getting some money together.

Ironically, every giveaway I have posted was me giving away money.

Please Note: I know $35 isn't a lot of money to rack up from F&F. For a first time minor problem with money, it seems like a bigger problem. This is def. a learning lesson for me.

I appreciate any feedback/ideas for my situation.

[Bernard]

Sounds like you're just gonna have some overdraft fees.

[[MPGH]arunforce]

Most banks will waive the overdraft fee if it is a rare thing.

[[MPGH]Flengo]

If it's a first, just call and ask about it and say sorry and explain your situation, most likely they'll wave the fee. Other than that, you're probably just looking at that fee and a hit to your credit score.

[Astronautix]

All that above and depending on where you live you can see if you can find a different part-time job. I know a few friends who lost their jobs but I still have mine for the time being. Not sure how it is where you are but you can see if there are places hiring temp workers like stockers at grocery stores and such.