Well, people who are fearful of being hacked use products like Dashlane, and such things-- what it does is log your password behind a master password (something only you remember)-- it even has an unique feature that generates passwords, depending on an option that you choose, which means randomly generated password (close what YouTube does with generating links), with things like dashes and stuff like that included within the password, Dashlane is something I heavily suggest to get, it's free.
MPGH going down few minutes can have multiple reasons than just being DDOSED, like servers being poopy, and among of other things.