Hey, if you are talking about credit card here then there is no way to avoid it, but if you are talking about getting paid or paying for something with credit card linked to your Paypal or with Paypal balance then the only way the other party can't charge back or start a dispute is if he/she send the payment as a "GIFT" at first place through Paypal. Once the payment as been send as a "GIFT" there is no way to charge back or start a dispute. Or just use a middle man is easy way. Hope this helps. Thanks.