This is how I do, My main never got banned so far and over 100k gold bought.
Create a lvl 10 char, which will receive the gold.
Have another character that has lvl 20+ to make it less obvious
and your main.
So transfer your money from the lvl 10 char to the lvl 20+ then to your main.
When Nexon scans for you account it should be okay. The worst thing that happened to me is that my lvl 10 char got banned, the rest is fine. Try it out.
Best website I use (since no one trade EU gold here) is vindictus.cc