Is target refundable?

Are the refunds usually successful ?
I want to buy a digital camera?

They're refundable but I heard their ToS causes your refunds to be given on a gift card instead of back to Paypal/Bank. Also depending on how expensive the goods are that you want to refund determines how hard/easy it is.

Yes, there are multiple users offering a target refund service (I think some as low as 8%) in the user services section