it only resembles to me just what Pingu says,
So just go right now to aqw in a bot. Go to a room with some monster that you won't instantly kill and fight them. While fighting press f1 to open bank in a bot and click any tabs. Maybe the misc items tab or the armor/class tab or the cape or helm. Whatever the fuck you want it to be.What should happen is that the bank should say "loading" as if the items are about to appear. However it never comes.
Then go out of combat (like switch rooms or some shit like that) and click the bank and go to that same tab. It should just say something like (no items available) or some gay shit like that signifying you have nothing there. Whatever tabs you didn't click wile in combat should work but those that you did click should not work, saying you have none. If you relog and check while not in combat, the stuff should work properly.
If that is what the OP's problems is then it is a simple problem. I believe it is just hat the game just doesn't want you to do anything while in combat. The game is not meant to prevent you from loading banks (because you're only able to load it through bank pets or through bots at all while in combat) so the devs weren't prepared to properly prevent you from loading banks than they were something like switching classes. So the bank just shits itself and goes back to when you relog