You need to be sure that the user id in your save matches the one attached to your account. Injecting a save with someone's else's id is probably the easiest way to get flagged for a ban.
It's safe in that the hack itself cannot currently be detected. The way you get banned is by injecting a save that has really obvious discrepancies, or through user reports. Even then, their system has to have some indication that your save was modified for those reports to matter.